8595 el Centro Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8595 el Centro Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Apr 2017)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-522-044`

Property Details

APN / Parcel Number

Primary APN	`030-522-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8595 EL CENTRO RD
City	ATASCADERO
State	CA
Zip	93422-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF20
Legal Description	CY ATAS TR 2329 LT 14
Legal Subdivision	TRACT NO 2329
Legal Tract	2329
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1008
Census Tract	12503

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK
Apr 11, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Jan 31, 2006 · Amount on Record
Deed Document Number	201715738
Last Transfer Date	Apr 5, 2019
Transfer Doc	0000012147
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361

Mortgage

Document Number	0000066557
Date	Sep 30, 2021
Instrument	2021066557

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040460
Date	Oct 1, 2018
Instrument	2018040460

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 5, 2019
Property Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Document Number	0000012147
Instrument Date	Apr 5, 2019
Instrument	12147
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8595 EL CENTRO RD ATASCADERO CA 934225361, ATASCADERO, CA 93422-5361

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Document Number	0000015739
Map Reference	MB20 PG39
Instrument Date	Mar 27, 2017
Instrument	2017015739
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361

Mortgage

Document Number	0000015741
Date	Apr 11, 2017
Instrument	2017015741

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361
Document Number	0000015738
Map Reference	MB20 PG39
Instrument Date	Feb 23, 2017
Instrument	2017015738
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 EL CENTRO RD, ATASCADERO, CA 93422-5361

Mortgage

Document Number	0000015740
Date	Apr 11, 2017
Instrument	2017015740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,350 (+2%) Land $236,756 Building $248,594
2025	$6,039.00 (+6.3%) Homeowner's exemption	$475,834 (+4.04%) Land $232,114 Building $243,720
2023	$5,681.00 (+2.82%) Homeowner's exemption	$457,358 Land $223,101 Building $234,257
2022	$5,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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