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8505 el Centro Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8505 el Centro Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 950 sqft · built 1948
Lot Size0.208 acres (9,057 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Oct 2005)
Tax Bill$5,832 (2025)
Deeds & MortgagesSep 2025 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN030-522-024

Property Details

APN / Parcel Number

Primary APN030-522-024

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeMasonry / Concrete Block
Lot Area9,057 sqft (0.208 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address8505 EL CENTRO RD
CityATASCADERO
StateCA
Zip93422-5361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSFX
Legal DescriptionCY ATAS PM 30/84 PAR A
Legal SubdivisionCITY ATASCADERO
Legal Block1
Legal Lot NumberA
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1008
Census Tract12503

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8505 EL CENTRO RD, ATASCADERO, CA 93422-5361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Apr 6, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2005 · Amount on Record
Deed SaleOct 27, 2005 · Amount on Record
Deed Document Number200590428
Prior Transfer DateOct 24, 2005
Prior Transfer Doc0000090429
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address8505 EL CENTRO RD, ATASCADERO, CA 93422-5361
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyUNKNOWN, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8505 EL CENTRO RD, ATASCADERO, CA 93422-5361
InvestorPossibly a Property Investor

Mortgage

Document Number0000027115
DateSep 16, 2025
Instrument2025027115
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address8505 EL CENTRO RD, ATASCADERO, CA 93422-5361
Transaction TypeMortgage
Record UpdatedApr 15, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8505 EL CENTRO RD, ATASCADERO, CA 93422-5361

Mortgage

Document Number0000015308
DateApr 6, 2022
Instrument2022015308
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$466,944 (+2%) Land $348,470 Building $118,474
2025$5,832.00 (+6.33%) Homeowner's exemption$457,789 (+4.04%) Land $341,638 Building $116,151
2023$5,485.00 (+2.89%) Homeowner's exemption$440,015 Land $328,373 Building $111,642
2022$5,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1995–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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