8586 Cameo Way, Hilmar, CA 95324 Property Records

Merced County property record for 8586 Cameo Way, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1996
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2021)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-210-030-000`

Property Details

APN / Parcel Number

Primary APN	`015-210-030-000`
Alternative APN	`015-210-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-210-030
Street Address	8586 CAMEO WAY
City	HILMAR
State	CA
Zip	95324-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN EST #2 LOT 74
Legal Subdivision	AMERICAN ESTATE
Legal Lot Number	74
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2000
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8586 CAMEO WAY, HILMAR, CA 95324-9056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jun 27, 2002 · Amount on Record
Deed Document Number	202144345
Transfer Doc	0000044344
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 17, 2026
Property Address	8586 CAMEO WAY, HILMAR, CA 95324-9056
Document Number	0000019252
Instrument Date	Jul 2, 2026
Instrument	202619252
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8586 CAMEO WAY, HILMAR, CA 95324-9056

Mortgage

Document Number	0000019252,
Date	Jul 17, 2026
Instrument	202619252

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 4, 2021
Property Address	8586 CAMEO WAY, HILMAR, CA 95324-9056
Document Number	0000044345
Map Reference	VOL 35 PG 42&43
Instrument Date	Sep 30, 2021
Instrument	2021044345
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8586 CAMEO WAY, HILMAR, CA 95324-9056

Mortgage

Document Number	0000044346
Date	Oct 4, 2021
Instrument	2021044346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,330 (+2%) Land $92,006 Building $411,324
2025	$5,375.00 (+4.55%)	$493,461 (+4.04%) Land $90,202 Building $403,259
2023	$5,141.00 (+1.32%)	$474,300 Land $86,700 Building $387,600
2022	$5,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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