8585 Mill Rd, Troy, OH 45373 Property Records

Miami County property record for 8585 Mill Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1996
Lot Size	10 acres (435,644 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E09-015110`

Property Details

APN / Parcel Number

Primary APN	`E09-015110`
Alternative APNs	`021003.0-01-021-00` `E09EL003 01200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	5,160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	435,644 sqft (10 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	308 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8585 MILL RD
City	TROY
State	OH
Zip	45373-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-3 W CEN PT NE
Legal Range	10
Legal Township	02
Legal Section	03
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4001
Census Tract	390100

Owner

Source: Miami County records · APN E09-015110

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8585 MILL RD, TROY, OH 45373-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 08, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 02, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 02, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8585 MILL RD, TROY, OH 45373-9673
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000573
Date	Jan 18, 2024
Instrument	2024OR-00573

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2054

Interest

Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8585 MILL RD, TROY, OH 45373-9673
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8585 MILL RD, TROY, OH 45373-9673

Mortgage

Document Number	0000018037
Date	Dec 27, 2022
Instrument	2022OR-18037

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8585 MILL RD, TROY, OH 45373-9673
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002155
Date	Feb 08, 2021
Instrument	2021OR-02155

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8585 MILL RD, TROY, OH 45373-9673
Document Number	0000004449
Instrument Date	Apr 02, 2020
Transaction Type	Mortgage
Record Updated	Jul 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8585 MILL RD TROY OH 453739673, TROY, OH 45373-9673

Mortgage

Document Number	0000004449
Date	Apr 08, 2020
Instrument	4449

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8585 MILL RD, TROY, OH 45373-9673
Document Number	0000008143
Instrument Date	Jul 02, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8585 MILL RD TROY OH 453739673, TROY, OH 45373-9673

Mortgage

Document Number	0000008143
Date	Jul 24, 2019
Instrument	8143

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (+7.55%) Homeowner's exemption	$136,640 (+25.14%) Land $17,250 Building $119,390	$459,200 (+17.02%) Land $118,100 Building $341,100
2024	$3,470.00 (+1.64%) Homeowner's exemption	$109,190 (-) Land $12,830 Building $96,360
2023	$3,414.00 (-4.34%) Homeowner's exemption	$109,190 (-) Land $12,830 Building $96,360	$392,400 (-) Land $117,100 Building $275,300
2022	$3,569.00 Homeowner's exemption	$109,190 Land $12,830 Building $96,360	$392,400 Land $117,100 Building $275,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093901004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Imagine Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Precision Technology.

Based on FCC filings for 32 locations within half a mile of this property.

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