8460 Mill Rd, Troy, OH 45373 Property Records

Miami County property record for 8460 Mill Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1960
Lot Size	0.914 acres (39,814 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E09-036425`

Property Details

APN / Parcel Number

Primary APN	`E09-036425`
Alternative APNs	`021003.2-02-001-00` `E09EL003A00100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	2,142 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	39,814 sqft (0.914 acres)
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	183 sqft
Patio Area	183 sqft
Shed	1 Shed
Shed Area	143 sqft
Canopy	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8460 MILL RD
City	TROY
State	OH
Zip	45373-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-3 LOT 32 HAVENVIEW #3
Legal Range	10
Legal Township	02
Legal Section	03
Legal Subdivision	HAVENVIEW #3
Legal Lot Number	32
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4036
Census Tract	390100

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8460 MILL RD, TROY, OH 45373-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2021
Deed Sale	Jan 20, 2021
Prior Sale	Jan 20, 2021
Deed Document Number	20212021OR-00994
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000000994
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8460 MILL RD, TROY, OH 45373-9619
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8460 MILL RD, TROY, OH 45373-9619

Mortgage

Document Number	0000014391
Date	Dec 12, 2025
Instrument	2025OR-14391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jan 20, 2021
Property Address	8460 MILL RD, TROY, OH 45373-9619
Document Number	0000000994
Map Reference	MB 5 PG 78
Instrument Date	Dec 18, 2020
Instrument	2021OR-00994
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8460 MILL RD, TROY, OH 45373-9619

Mortgage

Document Number	0000000995
Date	Jan 20, 2021
Instrument	2021OR-00995

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (-1.99%) Homeowner's exemption	$63,320 (+13.99%) Land $9,660 Building $53,660	$180,900 (+13.99%) Land $27,600 Building $153,300
2024	$1,761.00 (+1.67%) Homeowner's exemption	$55,550 (-) Land $10,470 Building $45,080
2023	$1,732.00 (-4.36%) Homeowner's exemption	$55,550 (-) Land $10,470 Building $45,080	$158,700 (-) Land $29,900 Building $128,800
2022	$1,811.00 Homeowner's exemption	$55,550 Land $10,470 Building $45,080	$158,700 Land $29,900 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Imagine Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Precision Technology.

Cell Coverage

5G (outdoors only) and 4G LTE

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