8370 Mill Rd, Troy, OH 45373 Property Records

Miami County property record for 8370 Mill Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1920
Lot Size	1 acres (43,821 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 1993)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E09-037202`

Property Details

APN / Parcel Number

Primary APN	`E09-037202`
Alternative APNs	`021003.2-02-024-00` `E09EL003A02400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	2,536 sqft
Basement Area	287 sqft
Unfinished Basement	287 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,821 sqft (1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	754 sqft
Canopy	96 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8370 MILL RD
City	TROY
State	OH
Zip	45373-8658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-3 PT NE COR NW
Legal Range	10
Legal Township	02
Legal Section	03
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4036
Census Tract	390100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8370 MILL RD, TROY, OH 45373-8658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 1993 · Amount on Record
Deed Sale	Aug 12, 1993 · Amount on Record
Last Transfer Date	Dec 16, 2011
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8370 MILL RD, TROY, OH 45373-8658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001495
Date	Feb 6, 2017
Instrument	2017OR-01495

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8370 MILL RD, TROY, OH 45373-8658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006245
Date	May 23, 2018
Instrument	2018OR-06245

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (+3.86%) Homeowner's exemption	$77,880 (+20.86%) Land $9,660 Building $68,220	$222,500 (+20.86%) Land $27,600 Building $194,900
2024	$2,044.00 (+1.64%) Homeowner's exemption	$64,440 (-) Land $10,470 Building $53,970
2023	$2,011.00 (-4.37%) Homeowner's exemption	$64,440 (-) Land $10,470 Building $53,970	$184,100 (-) Land $29,900 Building $154,200
2022	$2,103.00 Homeowner's exemption	$64,440 Land $10,470 Building $53,970	$184,100 Land $29,900 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Imagine Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Precision Tecknology.

Cell Coverage

5G (outdoors only) and 4G LTE

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