858 Kinney Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 858 Kinney Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,088 sqft
Lot Size	7.56 acres (329,314 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,046 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-025-1008-501`

Property Details

APN / Parcel Number

Primary APN	`74-29-025-1008-501`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	329,314 sqft (7.56 acres)
Garage Area	282 sqft
Parking Spaces	1 Parking Space
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	858 KINNEY RD
City	RILEY
State	MI
Zip	48041-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 0D 16M 15S W 1189.06' FROM THE NW SEC COR, TH N 89D 31M 55S E 181', TH S 0D 16M 15S W 56', TH N 89D 31M 55S E 130', TH
Legal Range	14E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2049
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 KINNEY RD, RILEY, MI 48041-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Oct 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Dec 12, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jul 2, 2020	Warranty Deed, Transfer FLAGSTAR BK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2008
Transfer Doc	003920/547
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 KINNEY RD, RILEY, MI 48041-3909

Mortgage

Document Number	0005430991
Date	Oct 5, 2021
Book Page	5430/991
Instrument	2021028290

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 KINNEY RD, RILEY, MI 48041-3909

Mortgage

Document Number	0005414910
Date	Aug 30, 2021
Book Page	5414/910
Instrument	2021024919

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	NATIONS TITLE, NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 KINNEY RD, RILEY, MI 48041-3909

Mortgage

Document Number	0005665820
Date	Oct 25, 2023
Book Page	5665/820
Instrument	2023019029

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Nov 1, 2037

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 KINNEY RD, RILEY, MI 48041-3909

Mortgage

Document Number	0005695978
Date	Mar 8, 2024
Book Page	5695/978
Instrument	2024003803

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 KINNEY RD, RILEY, MI 48041-3909

Mortgage

Document Number	0005773101
Date	Dec 12, 2024
Book Page	5773/101
Instrument	2024021878

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 2, 2020
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Document Number	0052070627
Book / Page	005207 / 000627
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51251 WESTWOOD DR MACOMB MI 480424288, MACOMB, MI 48042-4288

Mortgage

Document Number	52070631
Date	Jul 2, 2020
Book Page	005207/000631

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	858 KINNEY RD, RILEY, MI 48041-3909
Document Number	0048370003
Book / Page	004837 / 000003
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14458 PARKSIDE DR WARREN MI 480882904, WARREN, MI 48088-2904

Mortgage

Document Number	0048370003
Date	Jun 5, 2017
Book Page	004837/000003

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,500 (+7.6%)	$541,000 (+7.6%)
2025	$6,046.00 (+3%) Homeowner's exemption	$251,400 (+18.08%)
2024	$5,870.00 (+9.7%)		$502,800 (+18.08%)
2023		$212,900
2022	$5,351.00		$425,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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