Collier County property record for 858 Cardinal St, Naples, FL 34104
| Property Type | Single Family Home |
|---|---|
| Details | 1,190 sqft · built 1972 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $706 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 295900 B 25A01 |
| Primary APN | 295900 B 25A01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,276 sqft (0.19 acres) |
| Street Address | 858 CARDINAL ST |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34104-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | FLAMINGO EST BLK B LOT 2 OR 634 PG 665 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 1 |
| Legal Subdivision | FLAMINGO ESTATES |
| Legal Tract | 295900 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10602 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 858 CARDINAL ST, NAPLES, FL 34104-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 858 CARDINAL ST, NAPLES, FL 34104-4425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056931824 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 5693/1824 |
| Instrument | 5788133 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,442 (+2.7%) | $309,964 (+1.92%) Land $222,544 Building $87,420 | |
| 2025 | $706.00 (+10.66%) Homeowner's exemption Senior Citizen's exemption | $101,696 (+5.99%) | $304,115 (-15.79%) Land $251,001 Building $53,114 |
| 2023 | $638.00 (+3.91%) Homeowner's exemption Senior Citizen's exemption | $95,951 (+3%) | $361,146 (+28.44%) Land $280,781 Building $80,365 |
| 2022 | $614.00 Homeowner's exemption Senior Citizen's exemption | $93,156 | $281,183 Land $199,875 Building $81,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 364 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 units insured incl. 34 condo units |
| Nearby Flood Claims | 239 (1982–2024) |
| Claims Outside the SFHA | 12 of 239 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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