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855 Cardinal St, Naples, FL 34104 Property Records

Collier County property record for 855 Cardinal St, Naples, FL 34104

Property Summary

Property TypeSingle Family Home
Details1,025 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$380,000 (Mar 2024)
Tax Bill$3,517 (2025)
Deeds & MortgagesMar 2024 Sale
Oct 2020 Transfer
Flood ZoneZone AE (high risk)
APN295900 A 45A01

Property Details

APN / Parcel Number

Primary APN295900 A 45A01
Alternative APN
  • 32480160004

Interior

Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeMasonry / Concrete Block
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address855 CARDINAL ST
CityNAPLES
StateFL
Zip34104-4451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionFLAMINGO EST BLK A LOT 4
Legal Range25
Legal Township50
Legal Section1
Legal SubdivisionFLAMINGO ESTATES
Legal Tract295900
Legal BlockA
Legal Lot Number4
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2017
Census Tract10602

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address855 CARDINAL ST, NAPLES, FL 34104-4451
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2024 · Amount on Record
Deed SaleMar 13, 2024 · Amount on Record
Prior SaleMay 3, 2006 · Amount on Record
Deed Document Number20246518826
Deed Book / Page6338 / 2368
Prior Transfer DateSep 26, 2020
Prior Transfer Doc0058243402
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 13, 2024
Property Address855 CARDINAL ST, NAPLES, FL 34104-4451
Document Number0063382368
Book / Page6338 / 2368
Map ReferenceMB 10 PG 34&35
Instrument DateMar 12, 2024
Instrument6518826
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1594 CALMING WATER DR, FLEMING ISLAND, FL 32003-3412

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 CARDINAL ST, NAPLES, FL 34104-4451

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateOct 2, 2020
Property Address855 CARDINAL ST, NAPLES, FL 34104-4451
Document Number0058243402
Book / Page005824 / 003402
Instrument DateSep 26, 2020
Instrument5932538
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1594 CALMING WATER DR FLEMING ISLAND FL 320033412, FLEMING ISLAND, FL 32003-3412

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,024 (-4.78%) Land $227,897 Building $67,127$295,024 (-4.78%) Land $227,897 Building $67,127
2025$3,517.00 (+27.2%)$309,839 (+67.51%) Land $263,186 Building $46,653$309,839 (-16.65%) Land $263,186 Building $46,653
2024$2,765.00 (-6.52%)
2023$2,958.00 (+12.94%)$184,964 (+1%)$371,722 (+28.04%) Land $294,411 Building $77,311
2022$2,619.00$168,149$290,316 Land $210,395 Building $79,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 364 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies398 units insured
incl. 34 condo units
Nearby Flood Claims239 (1982–2024)
Claims Outside the SFHA12 of 239
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 67 claims
  • Hurricane Ian, Sep 2022 · 62 claims
  • Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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