839 Cardinal St, Naples, FL 34104 Property Records

Collier County property record for 839 Cardinal St, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,276 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on File
Last Sale	$145,000 (Jul 2002)
Tax Bill	$1,193 (2025)
Flood Zone	Zone AE (high risk)
APN	`295900 A 35A01`

Property Details

APN / Parcel Number

Primary APN	`295900 A 35A01`
Alternative APNs	`32480120002062400A35` `32480120002`

Interior

Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,449 sqft
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1995
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	116 ft deep x 76 ft wide
Deck Area	192 sqft

Location & Zoning

Account Number	295900 A 35A01
Old Parcel Number	32480120002062400A35
Street Address	839 CARDINAL ST
City	NAPLES
State	FL
Zip	34104-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	FLAMINGO EST BLK A LOT 3
Legal Range	25
Legal Township	50
Legal Section	01
Legal Subdivision	FLAMINGO ESTATES
Legal Tract	295900
Legal Block	A
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2017
Census Tract	10602

Owner

Source: Collier County records · APN 295900 A 35A01

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	839 CARDINAL ST, NAPLES, FL 34104-4451
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2002 · Amount on Record
Deed Sale	Jul 16, 2002 · Amount on Record
Prior Sale	Jul 16, 2002
Deed Document Number	0003073756
Deed Book / Page	3073 / 756
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+8.85%) Homeowner's exemption	$128,994 (+5.99%)	$347,279 (-18.32%) Land $263,946 Building $83,333
2023	$1,096.00 (+0.64%) Homeowner's exemption	$121,708 (+3%)	$425,186 (+23.68%) Land $295,262 Building $129,924
2022	$1,089.00 Homeowner's exemption	$118,163	$343,788 Land $210,395 Building $133,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.