8560 Pepper Tree Way, Naples, FL 34114 Property Records

Collier County property record for 8560 Pepper Tree Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,849 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Feb 2017)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`292600 G 206B22`

Property Details

APN / Parcel Number

Primary APN	`292600 G 206B22`
Alternative APN	`32431502527`

Interior

Stories	2 Stories
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	448 sqft
Deck Area	494 sqft

Location & Zoning

Street Address	8560 PEPPER TREE WAY
City	NAPLES
State	FL
Zip	34114-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FIDDLERS CREEK PEPPER TREE VILLAGE AND BENT CREEK VILLAGE BLOCK G LOT 20
Legal Range	26
Legal Township	51
Legal Section	22
Legal Subdivision	FIDDLERS CREEK PEPPER TREE VLG AND BENT
Legal Tract	292600
Legal Block	G
Legal Lot Number	20
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1024
Census Tract	11109

Owner

8560 Pepper Tree Way is owned and occupied by two individuals who bought it in February 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8560 PEPPER TREE WAY, NAPLES, FL 34114-9424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on File
Deed Sale	Feb 16, 2017 · Amount on File
Prior Sale	Sep 21, 1998 · Amount on File
Deed Document Number	20175368392
Deed Book / Page	5363 / 2771
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8560 PEPPER TREE WAY, NAPLES, FL 34114-9424
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059120319
Date	Mar 22, 2021
Book Page	5912/319
Instrument	6022372

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 19, 2018
Property Address	8560 PEPPER TREE WAY, NAPLES, FL 34114-9424
Document Number	0055342099
Book / Page	005534 / 002099
Instrument Date	Jul 18, 2018
Instrument	5588280
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8560 PEPPER TREE WAY NAPLES FL 341149424, NAPLES, FL 34114-9424

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 16, 2017
Property Address	8560 PEPPER TREE WAY, NAPLES, FL 34114-9424
Document Number	0053632771
Book / Page	005363 / 002771
Instrument Date	Feb 9, 2017
Instrument	5368392
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8540 DAYTON AVE FORT MYERS FL 339074050, FORT MYERS, FL 33907-4050

Tax Assessment & Valuation

The 2025 property tax bill for 8560 Pepper Tree Way was $5,280 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,250 (+2.7%)	$643,225 (-21.64%) Land $239,008 Building $404,217
2025	$5,280.00 Homeowner's exemption	$352,726	$820,825 Land $522,720 Building $298,105
2023	$4,820.00 (-1.31%) Homeowner's exemption	$332,801 (+3%)	$1,000,242 (+78.01%) Land $640,332 Building $359,910
2022	$4,884.00 Homeowner's exemption	$323,108	$561,899 Land $192,100 Building $369,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8560 Pepper Tree Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	677 units insured incl. 376 condo units
Nearby Flood Claims	11 (2017–2024)
Most Recent Claim	Jun 2024
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8560 Pepper Tree Way is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pepper Tree Way

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