8549 Pepper Tree Way, Naples, FL 34114 Property Records

Collier County property record for 8549 Pepper Tree Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,985 sqft · built 1999
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Apr 2021)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`292600 F 76B22`

Property Details

APN / Parcel Number

Primary APN	`292600 F 76B22`
Alternative APN	`32431502268`

Interior

Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	336 sqft
Deck Area	456 sqft

Location & Zoning

Street Address	8549 PEPPER TREE WAY
City	NAPLES
State	FL
Zip	34114-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FIDDLERS CREEK PEPPER TREE VILLAGE AND BENT CREEK VILLAGE BLOCK F LOT 7
Legal Range	26
Legal Township	51
Legal Section	22
Legal Subdivision	FIDDLERS CREEK PEPPER TREE VLG AND BENT
Legal Tract	292600
Legal Block	F
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1022
Census Tract	11109

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8549 PEPPER TREE WAY, NAPLES, FL 34114-9425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20216033131
Deed Book / Page	5922 / 2958
Prior Transfer Date	Dec 29, 2008
Prior Transfer Doc	0044163006
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8549 PEPPER TREE WAY, NAPLES, FL 34114-9425
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8549 PEPPE TREE WAY, NAPLES, FL 34114-9425

Mortgage

Document Number	0065633684
Date	Mar 17, 2026
Book Page	6563/3684
Instrument	6797614

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 7, 2021
Property Address	8549 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number	0059222958
Book / Page	5922 / 2958
Map Reference	MB 28 PG 39
Instrument Date	Apr 1, 2021
Instrument	6033131
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26399 N MIDDLETON PKWY, 26399, MUNDELEIN, IL 60060-9123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8549 PEPPER TREE WAY, NAPLES, FL 34114-9425

Mortgage

Document Number	0059222960
Date	Apr 7, 2021
Instrument	5922/2960

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 30, 2017
Property Address	8549 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number	0053580006
Book / Page	005358 / 000006
Instrument Date	Jan 19, 2017
Instrument	5361898
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,974.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26399 N MIDDLETON PKWY MUNDELEIN IL 600609123, MUNDELEIN, IL 60060-9123

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,432 (+2.7%)	$541,958 (-3.92%) Land $182,504 Building $359,454
2025	$6,550.00 (+5.12%) Homeowner's exemption	$473,644 (+5.99%)	$564,076 (-17.89%) Land $304,920 Building $259,156
2024	$6,231.00 (+3.9%)
2023	$5,997.00 (-1.66%) Homeowner's exemption	$446,888 (+3%)	$686,944 (+58.33%) Land $373,527 Building $313,417
2022	$6,098.00 Homeowner's exemption	$433,872 Land $112,058 Building $321,814	$433,872 Land $112,058 Building $321,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	677 units insured incl. 376 condo units
Nearby Flood Claims	11 (2017–2024)
Most Recent Claim	Jun 2024
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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