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8571 Pepper Tree Way, Naples, FL 34114 Property Records

Collier County property record for 8571 Pepper Tree Way, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,033 sqft · built 1998
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Sep 2022)
Tax Bill$9,198 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN292600 H 356B22

Property Details

APN / Parcel Number

Primary APN292600 H 356B22
Alternative APN
  • 32431502844

Interior

Stories1 Story
Building Area2,033 sqft Living Area
1st Floor Area2,033 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeMasonry / Concrete Block
Lot Area14,810 sqft (0.34 acres)

Location & Zoning

Street Address8571 PEPPER TREE WAY
CityNAPLES
StateFL
Zip34114-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFIDDLERS CREEK PEPPER TREE VILLAGE AND BENT CREEK VILLAGE BLOCK H LOT 35
Legal Range26
Legal Township51
Legal Section22
Legal SubdivisionFIDDLERS CREEK PEPPER TREE VLG AND BENT
Legal Tract292600
Legal BlockH
Legal Lot Number35
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1022
Census Tract11109

Owner

8571 Pepper Tree Way is owned by two individuals who bought it in September 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address341 LATEN KNIGHT RD, CRANSTON, RI 02921-3205
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Warranty Deed, Transfer · Conventional Mortgage
HARBORONE MORTGAGE LLC
Dec 10, 2019Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on File
Deed SaleSep 19, 2022 · Amount on File
Prior SaleDec 10, 2019 · Amount on File
Deed Document Number20226310079
Deed Book / Page6174 / 3787
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 19, 2022
Property Address8571 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number0061743787
Book / Page6174 / 3787
Map ReferenceMB 28 PG 39-42
Instrument DateSep 12, 2022
Instrument6310079
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 SILVER MAPLE DR, 11, CLIFTON PARK, NY 12065-4718

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 LATEN KNIGHT RD, CRANSTON, RI 02921-3205

Mortgage

Document Number0061743789
DateSep 19, 2022
Instrument6174/3789
Lender
NameHARBORONE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2037

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 10, 2019
Property Address8571 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number0057040906
Book / Page005704 / 000906
Instrument DateDec 6, 2019
Instrument5801120
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 SYLVAN LN CLIFTON PARK NY 120655324, CLIFTON PARK, NY 12065-5324

Mortgage

Document Number57040908
DateDec 10, 2019
Book Page005704/000908
Instrument5801121
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 9, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8571 Pepper Tree Way was $9,198.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,029 (-29.31%) Land $200,689 Building $277,340$478,029 (-31.6%) Land $200,689 Building $277,340
2025$9,198.00$676,253$698,830 Land $457,380 Building $241,450
2023$7,560.00 (+29.94%)$558,886 (+85.66%) Land $267,567 Building $291,319$558,886 (+19.74%) Land $267,567 Building $291,319
2022$5,818.00$301,021$466,751 Land $168,087 Building $298,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8571 Pepper Tree Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 301 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies677 units insured
incl. 376 condo units
Nearby Flood Claims11 (2017–2024)
Most Recent ClaimJun 2024
Claims by Event
  • Hurricane Ian, Oct 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8571 Pepper Tree Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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