Charleston County property record for 856 Waterloo St, Charleston, SC 29412 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 1977 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,166 (Nov 2005) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 454-05-00-003 |
| Primary APN | 454-05-00-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,746 sqft |
| Upper Floors Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 133 ft deep x 110 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 856 WATERLOO ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 43 BLK C PART 4 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | C |
| Legal Lot Number | 43 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 2007 |
Source: Charleston County records · APN 454-05-00-003
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 856 WATERLOO ST, CHARLESTON, SC 29412-5079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 10, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2005 · Amount on Record |
| Deed Sale | Nov 09, 2005 · Amount on Record |
| Deed Book / Page | 561 / 476 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 856 WATERLOO ST, CHARLESTON, SC 29412-5079 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09560412 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 956/412 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 10, 2017 |
| Property Address | 856 WATERLOO ST, CHARLESTON, SC 29412-5079 |
| Document Number | 0629/0432 |
| Book / Page | 000629 / 000432 |
| Instrument Date | Apr 05, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 856 WATERLOO ST CHARLESTON SC 294125079, CHARLESTON, SC 29412-5079 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (+19.36%) | ||
| 2024 | $1,369.00 (+10.58%) | $11,040 (-) | |
| 2022 | $1,238.00 | $11,040 | $276,000 (-) Land $106,200 Building $169,800 |
| 2020 | $276,000 Land $106,200 Building $169,800 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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