856 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 856 Garden St, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,065 sqft · built 2018
Lot Size	0.029 acres (1,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$691,000 (May 2018)
Tax Bill	$10,063 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`086-96-008`

Property Details

APN / Parcel Number

Primary APN	`086-96-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,065 sqft Living Area
1st Floor Area	45 sqft
2nd Floor Area	517 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,277 sqft (0.029 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	856 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-3876
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TR 10349 UNIT 108
Legal Tract	10349
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1038
Census Tract	504509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
May 7, 2018	Deed of Trust, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Deed Document Number	23928744
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 GARDEN ST, MILPITAS, CA 95035-3876

Mortgage

Document Number	0025298371
Date	May 9, 2022
Instrument	25298371

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 GARDEN ST, MILPITAS, CA 95035-3876

Mortgage

Document Number	0024877536
Date	Mar 16, 2021
Instrument	24877536

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Document Number	0024477850
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	856 GARDEN ST MILPITAS CA 950353876, MILPITAS, CA 95035-3876

Mortgage

Document Number	0024477850
Date	May 13, 2020
Instrument	24477850

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Document Number	0024250447
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 GARDEN ST MILPITAS CA 950353876, MILPITAS, CA 95035-3876

Mortgage

Document Number	0024250447
Date	Aug 9, 2019
Instrument	24250447

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Document Number	0024169247
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	856 GARDEN ST MILPITAS CA 950353876, MILPITAS, CA 95035-3876

Mortgage

Document Number	0024169247
Date	May 1, 2019
Instrument	24169247

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2018: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	856 GARDEN ST, MILPITAS, CA 95035-3876
Document Number	0023928745
Instrument Date	May 7, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43555 GRIMMER BLVD #A208 FREMONT CA 945385980, A208, FREMONT, CA 94538-5980

Mortgage

Document Number	0023928745
Date	May 9, 2018
Instrument	23928745

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,063.00 (+5.47%) Homeowner's exemption	$785,726 (+6.18%) Land $392,863 Building $392,863
2023	$9,541.00 (-0.98%) Homeowner's exemption	$740,000 Land $370,000 Building $370,000
2022	$9,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

Nearby Properties on Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures