849 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 849 Garden St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,657 sqft · built 2017
Lot Size	0.034 acres (1,497 sqft)
Owner	Individual Name on Record
Last Sale	$906,000 (Dec 2017)
Tax Bill	$12,979 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`086-91-036`

Property Details

APN / Parcel Number

Primary APN	`086-91-036`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,657 sqft Living Area
1st Floor Area	330 sqft
2nd Floor Area	657 sqft

Exterior

Year Built	Built 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	1,497 sqft (0.034 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	849 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M2S
Legal Description	TR 10218 UNIT 36
Legal Tract	10218
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1043
Census Tract	504509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	849 GARDEN ST, MILPITAS, CA 95035-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Dec 6, 2017	Grant Deed, Subdivision Related Transfer · ARM PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	0023820947
Last Transfer Date	Dec 1, 2020
Transfer Doc	0024729046
Record Updated	Jun 8, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 1, 2020
Property Address	849 GARDEN ST, MILPITAS, CA 95035-8000
Document Number	0024729046
Map Reference	MB 880 PG 7-9
Instrument Date	Nov 16, 2020
Instrument	24729046
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	849 GARDEN ST, MILPITAS, CA 95035-8000

Mortgage

Document Number	0024729047
Date	Dec 1, 2020
Instrument	24729047

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 6, 2017
Property Address	849 GARDEN ST, MILPITAS, CA 95035-8000
Document Number	0023820947
Map Reference	MAP880 PG7-9
Instrument Date	Nov 17, 2017
Instrument	23820947
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 GARDEN ST, MILPITAS, CA 95035-8000

Mortgage

Document Number	0023820948
Date	Dec 6, 2017
Instrument	23820948

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,979.00 (+3.17%)	$1,030,856 (+4.04%) Land $682,696 Building $348,160
2023	$12,580.00 (+0.77%)	$990,829 Land $656,187 Building $334,642
2022	$12,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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