841 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 841 Garden St, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,753 sqft · built 2017
Lot Size	0.034 acres (1,497 sqft)
Owner	Individual Name on File
Tax Bill	$16,919 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`086-91-038`

Property Details

APN / Parcel Number

Primary APN	`086-91-038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,753 sqft Living Area
1st Floor Area	470 sqft
2nd Floor Area	778 sqft

Exterior

Year Built	Built 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	1,497 sqft (0.034 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	841 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10218 UNIT 38
Legal Subdivision	10218 VILLAS/METRO PH 2
Legal Tract	10218
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1043
Census Tract	504509

Owner

Source: Santa Clara County records · APN 086-91-038

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	841 GARDEN ST, MILPITAS, CA 95035-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 06, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jul 06, 2021
Last Transfer Date	Jan 03, 2023
Transfer Doc	0025422152
Record Updated	Jun 08, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 03, 2023
Property Address	841 GARDEN ST, MILPITAS, CA 95035-8000
Document Number	0025422152
Map Reference	MB 880 PG 7-9
Instrument Date	Dec 22, 2022
Instrument	25422152
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 GARDEN ST, MILPITAS, CA 95035-8000

Mortgage

Document Number	0025422153
Date	Jan 03, 2023
Instrument	25422153

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	841 GARDEN ST, MILPITAS, CA 95035-8000
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024494878
Date	Jun 02, 2020
Instrument	24494878

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 01, 2027
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	3
Max Rate	8%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 06, 2021
Property Address	841 GARDEN ST, MILPITAS, CA 95035-8000
Document Number	0025018965
Map Reference	DOC 23207105
Instrument Date	Jun 13, 2021
Instrument	25018965
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	841 GARDEN ST, MILPITAS, CA 95035-8000

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$16,919.00 (+9.23%) Homeowner's exemption	$1,383,732 (+11.48%) Land $832,320 Building $551,412
2023	$15,490.00 (+0.71%)	$1,241,286 Land $710,869 Building $530,417
2022	$15,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	1,000 / 75
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Ridge Wireless	Fixed Wireless (unlicensed)	100 / 60
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, T-Mobile USA, Sail Internet Holdings, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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