Jefferson County property record for 8550 Lake Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1985 |
| Lot Size | 0.166 acres (7,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,548 (Apr 2024) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.01002028 |
| Primary APN | 131.002.01002028 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 936 sqft Living Area |
| Gross Area | 1,248 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 7,235 sqft (0.166 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Heating System | HVAC |
|---|
| Street Address | 8550 LAKE DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 1 LOT 43 |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 1 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 701102 |
8550 Lake Dr is owned and occupied by an individual who acquired it in August 2026.
Source: Jefferson County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 10, 2024 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Prior Sale | Jul 30, 2009 · Amount on File |
| Deed Document Number | 20248425 |
| Last Transfer Date | Aug 24, 2026 |
| Transfer Doc | 0000023594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 26, 2026 |
| Property Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000023594 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202623594 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1917 LINHART DR, FESTUS, MO 63028-3646 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000017188 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021R-017188 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 220 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031832 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022R-031832 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 10, 2024 |
| Property Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000008425 |
| Map Reference | MB 9 PG 43 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2024R-008425 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7205 HICKORY HILL LN, CEDAR HILL, MO 63016-3025 |
| Name | Verified Name |
|---|---|
| Address | 8550 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Document Number | 0000008426 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024R-008426 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000008427 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024R-008427 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 8550 Lake Dr was $1,453.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,100 (-) Land $1,300 Building $17,800 | $100,400 Land $6,900 Building $93,500 | |
| 2025 | $1,453.00 | $19,100 Land $1,300 Building $17,800 | |
| 2024 | $100,400 (+8.78%) Land $6,900 Building $93,500 | ||
| 2023 | $1,343.00 | $17,500 Land $1,300 Building $16,200 | $92,300 Land $6,900 Building $85,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8550 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 146 (1979–2024) |
| Claims Outside the SFHA | 17 of 146 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8550 Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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