Jefferson County property record for 8540 Lake Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,237 sqft · built 1979 |
| Lot Size | 0.172 acres (7,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,600 (Mar 1999) |
| Tax Bill | $1,248 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.01002026 |
| Primary APN | 131.002.01002026 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 412 sqft |
| Finished Basement | 412 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 7,487 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8540 LAKE DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 1 LOT 45 |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 1 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 701102 |
8540 Lake Dr is owned and occupied by two individuals who bought it in March 1999.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8540 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 1999 · Amount on File |
| Deed Sale | Mar 8, 1999 · Amount on File |
| Deed Book / Page | 906 / 2005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 8540 LAKE DR, CEDAR HILL, MO 63016-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1741 MELODY LN, ARNOLD, MO 63010-1201 |
| Document Number | 0000002377 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022R-002377 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 8540 Lake Dr was $1,248.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,400 (-) Land $1,300 Building $15,100 | $86,300 Land $6,900 Building $79,400 | |
| 2025 | $1,248.00 | $16,400 Land $1,300 Building $15,100 | |
| 2024 | $86,300 (+8.55%) Land $6,900 Building $79,400 | ||
| 2023 | $1,159.00 | $15,100 Land $1,300 Building $13,800 | $79,500 Land $6,900 Building $72,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8540 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 146 (1979–2024) |
| Claims Outside the SFHA | 17 of 146 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8540 Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ADELLE SUBD private · serves 380 people · EPA ID MO6036077 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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