8545 Lake Dr, Cedar Hill, MO 63016 Property Records

Jefferson County property record for 8545 Lake Dr, Cedar Hill, MO 63016

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,368 sqft · built 1978
Lot Size0.304 acres (13,244 sqft)
Owner2 Individual Names on File
Last Sale$157,700 (Sep 2017)
Tax Bill$1,354 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN131.002.01001026

Property Details

APN / Parcel Number

Primary APN131.002.01001026

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,632 sqft
1st Floor Area1,008 sqft
Basement Area360 sqft
Finished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area13,244 sqft (0.304 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area264 sqft
PorchOpen Frame Porch
Porch Area48 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8545 LAKE DR
CityCEDAR HILL
StateMO
Zip63016-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR09
Legal DescriptionLAKE ADELLE 1 LOTS 39 & 40
Legal Range3E
Legal Township41N
Legal Section02
Legal SubdivisionLAKE ADELLE 1
Legal Block1
Legal Lot Number39,40
JurisdictionJEFFERSON MO
Township / Civil DivisionBIG RIVER
Census Block Group1
Census Block1032
Census Tract701102

Owner

8545 Lake Dr is owned by two individuals who acquired it in December 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1426 LAVERNE DR, ARNOLD, MO 63010-3910
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2017 · Amount on File
Deed SaleSep 6, 2017 · Amount on File
Prior SaleJun 14, 2005 · Amount on File
Deed Document Number201727822
Last Transfer DateDec 30, 2022
Transfer Doc0000001516
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateSep 6, 2017
Property Address8545 LAKE DR, CEDAR HILL, MO 63016-3814
Document Number0000027822
Instrument DateAug 29, 2017
Instrument27822
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyNATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY/MO INC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8545 LAKE DR CEDAR HILL MO 630163814, CEDAR HILL, MO 63016-3814

Mortgage

Document Number27823
DateSep 6, 2017
Instrument27823
Lender
NameFAMILY FIN MTG
TypeMortgage Company
AddressARNOLD, MO 63010
Agreement
AmountAmount on Record
Term360 Months
DueSep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8545 Lake Dr was $1,354.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictGrandview R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,800 (-) Land $1,500 Building $16,300$93,800 Land $8,100 Building $85,700
2025$1,354.00$17,800 Land $1,500 Building $16,300
2024$93,800 (+8.69%) Land $8,100 Building $85,700
2023$1,258.00$16,400 Land $1,500 Building $14,900$86,300 Land $8,100 Building $78,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8545 Lake Dr in Zone X, an area of minimal flood risk, though there have been 146 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims146 (1979–2024)
Claims Outside the SFHA17 of 146
Most Recent ClaimNov 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 12 claims
  • Severe Storms, Tornadoes And Flooding, Mar 2006 · 11 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8545 Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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