Island County property record for 855 SW Regency Dr, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1998 |
| Lot Size | 0.188 acres (8,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jul 2022) |
| Tax Bill | $4,666 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8152-03-00113-0 |
| Primary APN | S8152-03-00113-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 2,417 sqft |
| 1st Floor Area | 1,172 sqft |
| Upper Floors Area | 753 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 8,166 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 855 SW REGENCY DR |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OH |
| Legal Description | SHANNON FOREST #3 LOT 113 |
| Legal Subdivision | SHANNON FOREST #3 |
| Legal Lot Number | 113 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970401 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 855 SW REGENCY DR, OAK HARBOR, WA 98277-7246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 20224548401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 19, 2022 |
| Property Address | 855 SW REGENCY DR, OAK HARBOR, WA 98277-7246 |
| Document Number | 0004548401 |
| Map Reference | VOL 13 PG 163&164 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 4548401 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,272.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 SW REGENCY DR # DRT, DRT, OAK HARBOR, WA 98277-7246 |
| Document Number | 0004548402 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 4548402 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Municipality | Oak Harbor City |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,666.00 (+21.26%) | ||
| 2025 | $510,510 (+2.98%) Land $210,000 Building $300,510 | $510,510 (+2.98%) Land $210,000 Building $300,510 | |
| 2023 | $3,848.00 | $495,728 (+15.51%) Land $190,000 Building $305,728 | $495,728 (+15.51%) Land $190,000 Building $305,728 |
| 2022 | $429,160 Land $180,000 Building $249,160 | $429,160 Land $180,000 Building $249,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650 |
|---|---|
| Water Source | Purchased surface water from CITY OF ANACORTES |
| Last State Inspection | Jul 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile, Ziply Fiber.
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