805 SW Regency Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 805 SW Regency Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,941 sqft · built 1998
Lot Size	0.188 acres (8,166 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2006)
Tax Bill	$4,506 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8152-03-00111-0`

Property Details

APN / Parcel Number

Primary APN	`S8152-03-00111-0`
Alternative APN	`759423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,941 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,170 sqft
Upper Floors Area	771 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,166 sqft (0.188 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	805 SW REGENCY DR
City	OAK HARBOR
State	WA
Zip	98277-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	SHANNON FOREST #3 LOT 111
Legal Subdivision	SHANNON FOREST #3
Legal Lot Number	111
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2026
Census Tract	970401

Owner

805 SW Regency Dr is owned and occupied by two individuals who bought it in March 2006.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 SW REGENCY DR, OAK HARBOR, WA 98277-7246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 10, 2017	Deed of Trust, Mortgage · VA Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2006 · Amount on File
Deed Sale	Mar 6, 2006 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	20064163927
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	805 SW REGENCY DR, OAK HARBOR, WA 98277-7246
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SW REGENCY DR, OAK HARBOR, WA 98277-7246

Mortgage

Document Number	0004564695
Date	Sep 15, 2023
Instrument	4564695

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	805 SW REGENCY DR, OAK HARBOR, WA 98277-7246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004425822
Date	Jul 10, 2017
Instrument	4425822

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	OAK HARBOR, WA 98277

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 805 SW Regency Dr was $4,506.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,506.00
2025		$492,921 Land $210,000 Building $282,921	$492,921 Land $210,000 Building $282,921
2023	$3,882.00	$465,956 (+7.61%) Land $190,000 Building $275,956	$465,956 (+7.61%) Land $190,000 Building $275,956
2022		$433,024 Land $180,000 Building $253,024	$433,024 Land $180,000 Building $253,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 SW Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 SW Regency Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile, Ziply Fiber.

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