910 SW Regency Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 910 SW Regency Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,816 sqft · built 2000
Lot Size	0.166 acres (7,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Sep 2021)
Tax Bill	$4,859 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8152-03-00077-0`

Property Details

APN / Parcel Number

Primary APN	`S8152-03-00077-0`
Alternative APN	`759085`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	768 sqft
Upper Floors Area	1,048 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,233 sqft (0.166 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	910 SW REGENCY DR
City	OAK HARBOR
State	WA
Zip	98277-8993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	SHANNON FOREST #3 LOT 77
Legal Subdivision	SHANNON FOREST #3
Legal Lot Number	77
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2037
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2428 FIG DR, MURFREESBORO, TN 37127-1013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 13, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	May 7, 2009 · Amount on Record
Deed Document Number	20214529344
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 17, 2021
Property Address	910 SW REGENCY DR, OAK HARBOR, WA 98277-8993
Document Number	0004529344
Map Reference	VOL 13 PG 163&164
Instrument Date	Sep 16, 2021
Instrument	4529344
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,717.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SW REGENCY DR, OAK HARBOR, WA 98277-8993
Investor	Possibly a Property Investor

Mortgage

Document Number	0004529345
Date	Sep 17, 2021
Instrument	4529345

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 13, 2017
Property Address	910 SW REGENCY DR, OAK HARBOR, WA 98277-8993
Document Number	0004432058
Instrument Date	Oct 10, 2017
Instrument	4432058
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	910 SW REGENCY DR OAK HARBOR WA 982778993, OAK HARBOR, WA 98277-8993

Mortgage

Document Number	4432060
Date	Oct 13, 2017
Instrument	4432060

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,859.00 (+12.82%)
2025		$531,633 (+2.43%) Land $210,000 Building $321,633	$531,633 (+2.43%) Land $210,000 Building $321,633
2023	$4,307.00	$519,007 (+8.03%) Land $190,000 Building $329,007	$519,007 (+8.03%) Land $190,000 Building $329,007
2022		$480,424 Land $180,000 Building $300,424	$480,424 Land $180,000 Building $300,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile, Ziply Fiber.

Nearby Properties on SW Regency Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures