855 S Ridge Rd, Minooka, IL 60447 Property Records

Grundy County property record for 855 S Ridge Rd, Minooka, IL 60447

Property Summary

Property Type	Commercial
Lot Size	3.91 acres (170,320 sqft)
Owner	Company Name on File
Last Sale	$3,700,000 (Jan 2025)
Tax Bill	$102,323 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-278-032`

Property Details

APN / Parcel Number

Primary APN	`03-11-278-032`

Exterior

Lot Area	170,320 sqft (3.91 acres)

Location & Zoning

Street Address	855 S RIDGE RD
City	MINOOKA
State	IL
Zip	60447-8807
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MATTESON SUB LT 1 SEC 11-34-8
Legal Range	08W
Legal Township	34N
Legal Section	11
Legal Subdivision	MATTESON SUBDIVISION
Legal Lot Number	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	3
Census Block	3110
Census Tract	102

Owner

855 S Ridge Rd, a commercial property, is owned by a company that bought it in January 2025.

Source: Grundy County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	855 S RIDGE RD, MINOOKA, IL 60447-8807
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Jan 21, 2025	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMERCIAL BK & TRT
Dec 17, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	2025629877
Prior Transfer Date	Dec 12, 2021
Prior Transfer Doc	0000609838
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Jul 6, 2026
Property Address	855 S RIDGE RD, MINOOKA, IL 60447-8807
Document Number	0000639894
Instrument Date	Jun 29, 2026
Instrument	2026639894
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	805 W JEFFERSON ST, SHOREWOOD, IL 60404-7379

Mortgage

Document Number	0000639894,
Date	Jul 6, 2026
Instrument	2026639894

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 29, 2031

Interest

Rate	6.53%
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 21, 2025
Property Address	855 S RIDGE RD, MINOOKA, IL 60447-8807
Document Number	0000629877
Map Reference	DOC 429165
Instrument Date	Dec 28, 2024
Instrument	629877
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 W JEFFERSON ST STE D, D, SHOREWOOD, IL 60404-7379

Mortgage

Document Number	0000629878
Date	Jan 21, 2025
Instrument	629878

Lender

Name	AMERICAN COMMERCIAL BK & TRT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Dec 17, 2021
Property Address	855 S RIDGE RD, MINOOKA, IL 60447-8807
Document Number	0000609838
Map Reference	DOC 429165
Instrument Date	Nov 12, 2021
Instrument	609838
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 N DIVISION ST STE E, E, MORRIS, IL 60450-2000

Tax Assessment & Valuation

The 2025 property tax bill for 855 S Ridge Rd was $102,323.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$102,323.00	$1,275,659 Land $82,101 Building $1,193,558	$3,826,977 Land $246,303 Building $3,580,674
2022	$82,222.00	$1,025,059 Land $65,972 Building $959,087	$3,075,177 Land $197,916 Building $2,877,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 S Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 S Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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