833 Ruth Dr, Elgin, IL 60123 Property Records

Kane County property record for 833 Ruth Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,159 sqft · built 1968
Lot Size	0.28 acres (12,213 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2000)
Tax Bill	$8,433 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`06-10-154-001`

Property Details

APN / Parcel Number

Primary APN	`06-10-154-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,159 sqft Living Area
Gross Area	3,406 sqft
Basement Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	12,213 sqft (0.28 acres)
Lot Dimensions	138 ft deep x 89 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	833 RUTH DR
City	ELGIN
State	IL
Zip	60123-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 10 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	10
Legal Unit	5-10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	833 RUTH DR, ELGIN, IL 60123-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2000 · Amount on Record
Deed Sale	Sep 25, 2000 · Amount on Record
Prior Sale	Apr 26, 1999 · Amount on Record
Deed Document Number	200076287
Record Updated	Sep 20, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	833 RUTH DR, ELGIN, IL 60123-1931
Document Number	0000045197
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 RUTH DR ELGIN IL 601231931, ELGIN, IL 60123-1931

Mortgage

Document Number	0000045197
Date	Aug 29, 2017
Instrument	45197

Lender

Name	WELLS FARGO FIN'L/IL
Type	Funding / Finance Company
Address	DES MOINES, IA 50309

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 28, 2057

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,433.00 (+14.41%) Homeowner's exemption Senior Citizen's exemption
2024		$116,552 (+21.39%) Land $26,748 Building $89,804	$349,796 (+21.44%) Land $80,276 Building $269,520
2022	$7,371.00 (+4.9%) Homeowner's exemption	$96,011 (+6.96%) Land $22,034 Building $73,977	$288,033 (+6.96%) Land $66,102 Building $221,931
2021	$7,027.00 Homeowner's exemption	$89,763 Land $20,600 Building $69,163	$269,289 Land $61,800 Building $207,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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