Hamilton County property record for 854 Windrush Loop, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,415 sqft · built 2009 |
| Lot Size | 0.267 acres (11,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,000 (Sep 2024) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J G 018 |
| Primary APN | 171J G 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,645 sqft (0.267 acres) |
| Lot Dimensions | 159 ft deep x 66.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000159888 |
|---|---|
| Street Address | 854 WINDRUSH LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 STORMY HOLLOW ESTATES PB85 PG16 OUT OF 171J-C-1 FOR 2007 |
| Legal Subdivision | STORMY HOLLOW ESTATE |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11325 |
Source: Hamilton County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Aug 29, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage CUNNINGHAM & CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Jul 3, 2017 · Amount on Record |
| Deed Document Number | 202417 |
| Deed Book / Page | 13693 / 779 |
| Prior Transfer Date | Aug 26, 2024 |
| Prior Transfer Doc | 0000000019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000285 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 12669/603 |
| Instrument | 2021092800285 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 3, 2024 |
| Property Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000017 |
| Book / Page | 13693 / 779 |
| Map Reference | MB 85 PG 16 |
| Instrument Date | Aug 29, 2024 |
| Instrument | 2024090300017 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,228.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000018 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 2024090300018 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.85% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 29, 2024 |
| Property Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000019 |
| Book / Page | 13690 / 760 |
| Map Reference | MB 85 PG 16 |
| Instrument Date | Aug 26, 2024 |
| Instrument | 2024082900019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 3, 2017 |
| Property Address | 854 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000191 |
| Book / Page | 011091 / 000135 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 191 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | CHATTANOOGA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 854 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 192 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 011091/000138 |
| Instrument | 192 |
| Name | CUNNINGHAM & CO |
|---|---|
| Address | CHATTANOOGA, TN 37403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (-6.3%) | $84,450 (+38.22%) | $337,800 (+38.22%) Land $70,000 Building $267,800 |
| 2024 | $1,366.00 | $61,100 (-) | $244,400 (-) Land $50,000 Building $194,400 |
| 2023 | $1,366.00 | $61,100 (-) | $244,400 (-) Land $50,000 Building $194,400 |
| 2022 | $1,366.00 | $61,100 | $244,400 Land $50,000 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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