Hamilton County property record for 838 Windrush Loop, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,690 sqft · built 2007 |
| Lot Size | 0.232 acres (10,132 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (May 2023) |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J G 020 |
| Primary APN | 171J G 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,132 sqft (0.232 acres) |
| Lot Dimensions | 133 ft deep x 66.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000159890 |
|---|---|
| Street Address | 838 WINDRUSH LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 STORMY HOLLOW ESTATES PB85 PG16 OUT OF 171J-C-1 FOR 2007 |
| Legal Subdivision | STORMY HOLLOW ESTATE |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11325 |
Source: Hamilton County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| May 22, 2023 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Dec 12, 2022 | Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 5, 2017 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 2023113 |
| Deed Book / Page | 13295 / 685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 6, 2026 |
| Property Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000090 |
| Book / Page | 14252 / 243 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202690 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000090, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 14252/243 |
| Instrument | 202690 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 22, 2023 |
| Property Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000113 |
| Book / Page | 13295 / 685 |
| Map Reference | MB 85 PG 16 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023052200113 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000114 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023052200114 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 12, 2022 |
| Property Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000215 |
| Book / Page | 13163 / 709 |
| Map Reference | MB 85 PG 16 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022121200215 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,221.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 28, 2021 |
| Property Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000204 |
| Book / Page | 12586 / 388 |
| Map Reference | MB 85 G P 16 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021072800204 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TEAM TITLE LEGAL SVCS PLLC, TEAM ITLE LEGAL SVCS PLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0012586391 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 12586/391 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2017 |
| Property Address | 838 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000008 |
| Book / Page | 011066 / 000578 |
| Instrument Date | May 30, 2017 |
| Instrument | 8 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CROSSLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 838 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 9 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 011066/000580 |
| Instrument | 9 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,317.00 (-5.66%) | $86,950 (+39.34%) | $347,800 (+39.34%) Land $70,000 Building $277,800 |
| 2024 | $1,396.00 | $62,400 (-) | $249,600 (-) Land $50,000 Building $199,600 |
| 2023 | $1,396.00 | $62,400 (-) | $249,600 (-) Land $50,000 Building $199,600 |
| 2022 | $1,396.00 | $62,400 | $249,600 Land $50,000 Building $199,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures