Hamilton County property record for 870 Windrush Loop, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 2007 |
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (May 2019) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J G 016 |
| Primary APN | 171J G 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,150 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000159886 |
|---|---|
| Street Address | 870 WINDRUSH LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 17 STORMY HOLLOW ESTATES PB85 PG16 OUT OF 171J-C-1 FOR 2007 |
| Legal Subdivision | STORMY HOLLOW ESTATE |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11325 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK |
| Sep 18, 2020 | Quit Claim Deed, Transfer CALIBER HM LOANS |
| May 30, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Sep 10, 2018 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BK |
| Feb 20, 2018 | Warranty Deed, Construction Loan · Construction Mortgage CAPITAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 0530000116 |
| Deed Book / Page | 011654 / 000464 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0918000174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000075 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 13096/124 |
| Instrument | 2022092200075 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 18, 2020 |
| Property Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0918000174 |
| Book / Page | 012156 / 000688 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 200918000174 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 870 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 918000175 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 012156/000690 |
| Instrument | 200918000175 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 30, 2019 |
| Property Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0530000116 |
| Book / Page | 011654 / 000464 |
| Instrument Date | May 28, 2019 |
| Instrument | 190530000116 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 870 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 530000117 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 011654/000466 |
| Instrument | 190530000117 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 10, 2018 |
| Property Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0910000204 |
| Book / Page | 011449 / 000310 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 180910000204 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ENSIGN TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 870 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 910000205 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 011449/000312 |
| Instrument | 180910000205 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 20, 2018 |
| Property Address | 870 WINDRUSH LOOP, CHATTANOOGA, TN 37421-4483 |
| Document Number | 0000000269 |
| Book / Page | 011275 / 000040 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 269 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 7, 2018 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 870 WINDRUSH LOOP CHATTANOOGA TN 374214483, CHATTANOOGA, TN 37421-4483 |
| Document Number | 270 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 011275/000043 |
| Instrument | 270 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | OGLETHORPE, GA 30742 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 19, 2019 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,380.00 (-6.38%) | $91,050 (+38.16%) | $364,200 (+38.16%) Land $70,000 Building $294,200 |
| 2024 | $1,474.00 | $65,900 (-) | $263,600 (-) Land $50,000 Building $213,600 |
| 2023 | $1,474.00 | $65,900 (-) | $263,600 (-) Land $50,000 Building $213,600 |
| 2022 | $1,474.00 | $65,900 | $263,600 Land $50,000 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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