847 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 847 Lemon Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1950
Lot Size	0.404 acres (17,600 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Oct 1997)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`492-013-07-00`

Property Details

APN / Parcel Number

Primary APN	`492-013-07-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,600 sqft (0.404 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	847 LEMON AVE
City	EL CAJON
State	CA
Zip	92020-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 87 TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	3
Legal Lot Number	87
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 9, 2022	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA CU
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 1997 · Amount on Record
Deed Sale	Oct 17, 1997 · Amount on Record
Prior Sale	Apr 27, 1992 · Amount on Record
Deed Document Number	1997521813
Prior Transfer Date	Oct 19, 1995
Prior Transfer Doc	0000505058
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000156788
Instrument Date	May 26, 2026
Instrument	2026156788
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000156788,
Date	Jun 2, 2026
Instrument	2026156788

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088017
Date	Apr 10, 2024
Instrument	2024-0088017

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2022
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000321354
Map Reference	MAP 1636
Instrument Date	Aug 4, 2022
Instrument	2022-0321354
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000321355
Date	Aug 9, 2022
Instrument	2022-0321355

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000218449
Date	Mar 22, 2021
Instrument	2021-0218449

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000530856
Instrument Date	Aug 7, 2020
Instrument	530856
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	847 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	847 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000161354
Instrument Date	Apr 14, 2018
Instrument	161354
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	847 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817

Mortgage

Document Number	161355
Date	Apr 24, 2018
Instrument	161355

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,472 (+2%) Land $159,468 Building $62,004
2025	$2,984.00 (-2.07%) Homeowner's exemption	$217,131 (+4.04%) Land $156,342 Building $60,789
2023	$3,047.00 (+2.45%) Homeowner's exemption	$208,702 Land $150,272 Building $58,430
2022	$2,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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