854 E Elmwood Ave, Beloit, WI 53511 Property Records

Rock County property record for 854 E Elmwood Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 972 sqft · built 1946
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-682.2`

Property Details

APN / Parcel Number

Primary APN	`6-2-682.2`
Alternative APN	`004 083064`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 083064
Street Address	854 E ELMWOOD AVE
City	BELOIT
State	WI
Zip	53511-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 CRAM'S SUB OF ELMWOOD ACRES PT LOT 37 DAF: COM 53' W OF SEC COR, N TO N LOT LN, W53' S TO S LOT LN, E 53' TO POB
Legal Subdivision	ELMWOOD ACRES
Legal Lot Number	37
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1006
Census Tract	2300

Owner

Source: Rock County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2019 S WISCONSIN AVE, BELOIT, WI 53511-3066
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2006	Deed of Trust, Mortgage · ARM FREMONT INVESTMENT & LOAN
Oct 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 16, 2026
Transfer Doc	0002310896
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Jun 1, 2026
Property Address	854 E ELMWOOD AVE, BELOIT, WI 53511-2433
Document Number	0002310896
Instrument Date	Apr 16, 2026
Instrument	20262310896
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2019 S WISCONSIN AVE, BELOIT, WI 53511-3066

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	854 E ELMWOOD AVE, BELOIT, WI 53511-2433
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001747383
Date	Apr 20, 2006
Instrument	1747383

Lender

Name	FREMONT INVESTMENT & LOAN
Type	Subprime Lender
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	May 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.5%
Max Rate At Change	11.5%
Index	6-Month LIBOR
Max Rate	15.5%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	854 E ELMWOOD AVE, BELOIT, WI 53511-2433
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001768391
Date	Oct 17, 2006
Instrument	1768391

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+8.02%)	$130,200 (-) Land $13,200 Building $117,000	$160,700 (+18.69%)
2023	$1,996.00	$130,200 Land $13,200 Building $117,000	$135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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