863 E Elmwood Ave, Beloit, WI 53511 Property Records

Rock County property record for 863 E Elmwood Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1961
Lot Size	0.648 acres (28,227 sqft)
Owner	Company Name on Record
Last Sale	$199,900 (Jan 2021)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Dec 2016 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`6-2-678`

Property Details

APN / Parcel Number

Primary APN	`6-2-678`
Alternative APN	`004 083057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Lot Area	28,227 sqft (0.648 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	004 083057
Street Address	863 E ELMWOOD AVE
City	BELOIT
State	WI
Zip	53511-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 CRAM'S SUB OF ELMWOOD ACRES LOT 33 (EXC W 100')
Legal Subdivision	ELMWOOD ACRES
Legal Lot Number	33
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2023
Census Tract	2400

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 E GRAND AVE, BELOIT, WI 53511-6315
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Jan 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	202176424
Record Updated	Jun 8, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	863 E ELMWOOD AVE, BELOIT, WI 53511-2432
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002068532
Date	Dec 22, 2016
Instrument	2068532

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jan 14, 2021
Property Address	863 E ELMWOOD AVE, BELOIT, WI 53511-2432
Document Number	0002176424
Instrument Date	Jan 11, 2021
Instrument	2176424
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$599.70
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E GRAND AVE, BELOIT, WI 53511-6315

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+7.82%)	$172,900 (-) Land $18,600 Building $154,300	$213,500 (+18.74%)
2023	$2,671.00	$172,900 Land $18,600 Building $154,300	$179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1993–2008)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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