838 E Elmwood Ave, Beloit, WI 53511 Property Records

Rock County property record for 838 E Elmwood Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-683.1`

Property Details

APN / Parcel Number

Primary APN	`6-2-683.1`
Alternative APN	`004 083066`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 083066
Street Address	838 E ELMWOOD AVE
City	BELOIT
State	WI
Zip	53511-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 CRAM'S SUB OF ELMWOOD ACRES W 86' LOT 38
Legal Subdivision	ELMWOOD ACRES
Legal Lot Number	38
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1006
Census Tract	2300

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
May 17, 2017	Deed, Transfer
May 17, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20202169747
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 4, 2020
Property Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433
Document Number	0002169747
Instrument Date	Oct 29, 2020
Instrument	2169747
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433

Mortgage

Document Number	0002169748
Date	Nov 4, 2020
Instrument	2169748

Lender

Name	INLANTA MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002169750
Date	Nov 4, 2020
Instrument	2169750

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 17, 2017
Property Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433
Document Number	2078184
Instrument Date	May 15, 2017
Instrument	2078184
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 17, 2017
Property Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433
Document Number	0002078184
Instrument Date	May 15, 2017
Instrument	2078184
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 E ELMWOOD AVE, BELOIT, WI 53511-2433

Mortgage

Document Number	0002078185
Date	May 17, 2017
Instrument	2078185

Lender

Name	FIRST NATIONAL BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (+13%) Homeowner's exemption	$134,700 (-) Land $16,200 Building $118,500	$166,300 (+18.79%)
2023	$1,839.00 Homeowner's exemption	$134,700 Land $16,200 Building $118,500	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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