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8525 Bermuda Rd, Jacksonville, FL 32208 Property Records

Duval County property record for 8525 Bermuda Rd, Jacksonville, FL 32208

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,115 sqft · built 1960
Lot Size0.231 acres (10,067 sqft)
Owner2 Individual Names on File
Tax Bill$854 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN039807-0000

Property Details

APN / Parcel Number

Primary APN039807-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,115 sqft Living Area
Gross Area1,224 sqft
1st Floor Area884 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,067 sqft (0.231 acres)
Lot Dimensions124 ft deep x 80 ft wide
PorchFinished Screened Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8525 BERMUDA RD
CityJACKSONVILLE
StateFL
Zip32208-1924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description29-93 39-1S-26E HARBOR VIEW UNIT 8 LOT 7 BLK 26
Legal Range26E
Legal Township01S
Legal Section39
Legal SubdivisionHARBOR VIEW UNIT 08
Legal Block26
Legal Lot Number7
Legal Unit8
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group2
Census Block2018
Census Tract10900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8525 BERMUDA RD, JACKSONVILLE, FL 32208-1924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionDUVAL FL
Recording DateApr 15, 2020
Property Address8525 BERMUDA RD, JACKSONVILLE, FL 32208-1924
Document Number0191761805
Book / Page019176 / 001805
Instrument DateApr 9, 2020
Instrument82921
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8525 BERMUDA RD JACKSONVILLE FL 322081924, JACKSONVILLE, FL 32208-1924

Mortgage

Document Number191761807
DateApr 15, 2020
Book Page019176/001807
Instrument82922
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term984 Months
Interest
Rate TypeAdjustable Rate
Rate4.39%

Mortgage

Document Number191761821,
DateApr 15, 2020
Book Page019176/001821
Instrument82923
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term984 Months
Interest
Rate TypeAdjustable Rate
Rate4.39%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,493 (+2.7%)$115,243 (-3.63%) Land $49,920 Building $65,323
2025$854.00 (+26.71%) Homeowner's exemption$58,903 (+5.99%)$119,585 (+35.4%) Land $49,920 Building $69,665
2024$674.00 (+1.2%)
2023$666.00 (+5.88%) Homeowner's exemption$55,576 (+3%)$88,320 (+3.47%) Land $24,960 Building $63,360
2022$629.00 Homeowner's exemption$53,958$85,356 Land $24,960 Building $60,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims17 (1996–2017)
Claims Outside the SFHA12 of 17
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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