8531 Philo Ave, Saint Louis, MO 63123 Property Records

St. Louis County property record for 8531 Philo Ave, Saint Louis, MO 63123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1930
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2017)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25J-34-0715`

Property Details

APN / Parcel Number

Primary APN	`25J-34-0715`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	40 ft deep x 40 ft wide
View / Lot	Cul-De-Sac
Garage Type	Open
Garage Area	160 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	63 sqft
Patio Area	48 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8531 PHILO AVE
City	SAINT LOUIS
State	MO
Zip	63123-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	GRAVOIS CITY LIMITS PARK LOT 10
Legal Subdivision	GRAVOIS CITY LIMITS PARK
Legal Block	1
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	1
Census Block	1015
Census Tract	219801

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8531 PHILO AVE, SAINT LOUIS, MO 63123-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	2017187
Deed Book / Page	22522 / 345
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	0207960861
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 12, 2017
Property Address	8531 PHILO AVE, SAINT LOUIS, MO 63123-3731
Document Number	0225220345
Book / Page	022522 / 000345
Instrument Date	May 10, 2017
Instrument	187
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8531 PHILO AVE ST LOUIS MO 631233731, ST LOUIS, MO 63123-3731

Mortgage

Document Number	225220348
Date	May 12, 2017
Book Page	022522/000348
Instrument	188

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Bayless School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,280 (-) Land $13,570 Building $17,710	$164,600 (-) Land $71,400 Building $93,200
2025	$2,102.00 (+4.58%)	$31,280 (+12.68%) Land $13,570 Building $17,710	$164,600 (+12.66%) Land $71,400 Building $93,200
2024	$2,010.00 (+1.57%)
2023	$1,979.00 (+12.12%)	$27,760 (+22.29%) Land $7,750 Building $20,010	$146,100 (+22.26%) Land $40,800 Building $105,300
2022	$1,765.00	$22,700 Land $7,750 Building $14,950
2021			$119,500 Land $40,800 Building $78,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20