St. Louis County property record for 8526 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 770 sqft · built 1930 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Sep 2024) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-34-0807 |
| Primary APN | 25J-34-0807 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| Gross Area | 860 sqft |
| 1st Floor Area | 594 sqft |
| Basement Area | 90 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 188 sqft |
| Patio Area | 188 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8526 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | GRAVOIS CITY LIMITS PK LOT 31 |
| Legal Subdivision | GRAVOIS CITY LIMITS PK |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 219801 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage FCB BANKS |
| Jan 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 2, 2019 | Warranty Deed, Transfer F&B ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on File |
| Deed Sale | Sep 26, 2024 · Amount on File |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2024926351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 26, 2024 |
| Property Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 2024092600351 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Sep 23, 2024 |
| Instrument | 2024092600351 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2343 PARK AVE, SAINT LOUIS, MO 63104-2541 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 2024092600352 |
|---|---|
| Date | Sep 26, 2024 |
| Instrument | 2024092600352 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 5, 2022 |
| Property Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0253102541 |
| Book / Page | 25310 / 2541 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022010500427 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15234 HARDY ST, 15234, OVERLAND PARK, KS 66223-2171 |
| Name | Verified Name |
|---|---|
| Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 2022010500428 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022010500428 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 2, 2019 |
| Property Address | 8526 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0235924110 |
| Book / Page | 023592 / 004110 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 702 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2019 |
| Title Company | US TITLE-MEHLVILLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8526 PHILO AVE AFFTON MO 631233732, AFFTON, MO 63123-3732 |
| Document Number | 235924113 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 023592/004113 |
| Instrument | 703 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Number | 235924129, |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 023592/004129 |
| Instrument | 704 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | 920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189 |
| Amount | Amount on Record |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,900 (-) Land $13,570 Building $15,330 | $152,100 (-) Land $71,400 Building $80,700 | |
| 2025 | $1,945.00 (+6.46%) | $28,900 (+14.73%) Land $13,570 Building $15,330 | $152,100 (+14.71%) Land $71,400 Building $80,700 |
| 2024 | $1,827.00 (+1.61%) | ||
| 2023 | $1,798.00 (+17.29%) | $25,190 (+27.74%) Land $7,750 Building $17,440 | $132,600 (+27.75%) Land $40,800 Building $91,800 |
| 2022 | $1,533.00 | $19,720 Land $7,750 Building $11,970 | |
| 2021 | $103,800 Land $40,800 Building $63,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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