St. Louis County property record for 8529 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1931 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Jun 2021) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-34-0782 |
| Primary APN | 25J-34-0782 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,160 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 120 sqft |
| Game Room | Game Room |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 236 sqft |
| Poultry House | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8529 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | GRAVOIS CITY LIMITS PARK LOT 11 |
| Legal Subdivision | GRAVOIS CITY LIMITS PARK |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 219801 |
8529 Philo Ave is owned and occupied by an individual who bought it in June 2021.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Aug 19, 2019 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Feb 13, 2018 | Warranty Deed, Transfer TITLE PLUS COMPANY |
| Feb 13, 2018 | Warranty Deed, Transfer TITLE PLUS COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on File |
| Deed Sale | Jun 17, 2021 · Amount on File |
| Prior Sale | Aug 19, 2019 · Amount on File |
| Deed Document Number | 2021707 |
| Deed Book / Page | 24934 / 3447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 17, 2021 |
| Property Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Document Number | 0249343447 |
| Book / Page | 24934 / 3447 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021061700707 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1719 HIGHVIEW CIRCLE CT, 1719, BALLWIN, MO 63021-7806 |
| Name | Verified Name |
|---|---|
| Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Document Number | 2021061700708 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021061700708 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 19, 2019 |
| Property Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Document Number | 0236602372 |
| Book / Page | 023660 / 002372 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 371 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8529 PHILO AVE ST LOUIS MO 631233731, ST LOUIS, MO 63123-3731 |
| Document Number | 236602375 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 023660/002375 |
| Instrument | 372 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 13, 2018 |
| Property Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Document Number | 0228981025 |
| Book / Page | 022898 / 001025 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 352 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | TITLE PLUS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6336 MONTEREY DR ST LOUIS MO 631231510, ST LOUIS, MO 63123-1510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 13, 2018 |
| Property Address | 8529 PHILO AVE, SAINT LOUIS, MO 63123-3731 |
| Document Number | 0228981579 |
| Book / Page | 022898 / 001579 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 490 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | TITLE PLUS COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 BERVIEW CIR #B ST LOUIS MO 631296535, B, ST LOUIS, MO 63129-6535 |
The 2025 property tax bill for 8529 Philo Ave was $2,673, up 10.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,890 (-) Land $13,570 Building $26,320 | $209,900 (-) Land $71,400 Building $138,500 | |
| 2025 | $2,673.00 (+10.68%) | $39,890 Land $13,570 Building $26,320 | $209,900 Land $71,400 Building $138,500 |
| 2024 | $2,415.00 (+1.64%) | ||
| 2023 | $2,376.00 (+5.04%) | $33,420 (+14.88%) Land $7,750 Building $25,670 | $175,900 Land $40,800 Building $135,100 |
| 2022 | $2,262.00 | $29,090 Land $7,750 Building $21,340 | |
| 2021 | $153,100 Land $40,800 Building $112,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8529 Philo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8529 Philo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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