8530 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 8530 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,487 sqft · built 1951
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Last Sale$279,000 (Mar 2024)
Tax Bill$2,653 (2024)
Deeds & MortgagesOct 2019 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-47-0394-0007

Property Details

APN / Parcel Number

Primary APN001-25-47-0394-0007
Alternative APNs
  • 45-05-33-135-012.000-004
  • 254703940007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area1,487 sqft Living Area
Basement Area844 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1980
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions125 ft deep x 46 ft wide
TerrainRolling
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0394-0007
Old Parcel Number254703940007
Street Address8530 LOCUST AVE
CityGARY
StateIN
Zip46403-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB. YOUNG'S WOODLANDS L.7 BL.5
Legal SubdivisionYOUNGS WOODLAWN
Legal Block5
Legal Lot Number7
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2005
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8530 LOCUST AVE, GARY, IN 46403-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2019Deed of Trust, Mortgage
CONNEXUS CU
Feb 16, 2018Warranty Deed, Transfer · FHA Mortgage
CENTIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2024 · Amount on Record
Deed SaleMar 19, 2024 · Amount on Record
Prior SaleFeb 16, 2018
Deed Document Number0000008475
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8530 LOCUST AVE, GARY, IN 46403-1415
Document Number0000070396
Instrument DateOct 5, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8530 LOCUST AVE GARY IN 464031415, GARY, IN 46403-1415

Mortgage

Document Number0000070396
DateOct 16, 2019
Instrument70396
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54402-8026
Agreement
AmountAmount Recorded
Term120 Months
DueOct 15, 2029

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 16, 2018
Property Address8530 LOCUST AVE, GARY, IN 46403-1415
Document Number0000010848
Map ReferenceMB21 PG12
Instrument DateFeb 8, 2018
Instrument2018 010848
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyCOMMUNITY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8530 LOCUST AVE, GARY, IN 46403-1415

Mortgage

Document Number0000010849
DateFeb 16, 2018
Instrument2018 010849
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$282,100 (+35.49%) Land $91,000 Building $191,100$282,100 (+35.49%) Land $91,000 Building $191,100
2024$2,653.00 (+103.61%)
2023$208,200 (+98.1%) Land $90,200 Building $118,000$208,200 (+98.1%) Land $90,200 Building $118,000
2022$1,303.00 Homeowner's exemption$105,100 Land $25,100 Building $80,000$105,100 Land $25,100 Building $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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