8608 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 8608 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1948
Lot Size0.11 acres (4,835 sqft)
OwnerIndividual on Record
Last Sale$130,000 (Aug 2021)
Tax Bill$3,890 (2024)
Deeds & MortgagesJan 2018 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-47-0395-0011

Property Details

APN / Parcel Number

Primary APN001-25-47-0395-0011
Alternative APNs
  • 45-05-33-136-007.000-004
  • 254703950011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialAsphalt
Lot Area4,835 sqft (0.11 acres)
Lot Dimensions107 ft deep x 45 ft wide
TerrainRolling

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0395-0011
Old Parcel Number254703950011
Street Address8608 LOCUST AVE
CityGARY
StateIN
Zip46403-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB. YOUNG'S WOODLANDS L.11 B.6
Legal SubdivisionYOUNGS WOODLANDS
Legal Block6
Legal Lot Number11
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2005
Census Tract10100

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address518 EDENS LN, NORTHFIELD, IL 60093-1110
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Deed Document Number2021-522263
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8608 LOCUST AVE, GARY, IN 46403-1417
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000725
DateJan 3, 2018
Instrument2018 000725
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 11, 2021
Property Address8608 LOCUST AVE, GARY, IN 46403-1417
Document Number0000022263
Map ReferenceMB 21 PG 12
Instrument DateAug 5, 2021
Instrument2021-522263
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8608 LOCUST AVE, GARY, IN 46403-1417

Mortgage

Document Number0000022264
DateAug 11, 2021
Instrument2021-522264
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173,700 (+12.87%) Land $80,200 Building $93,500$173,700 (+12.87%) Land $80,200 Building $93,500
2024$3,890.00 (+21.64%)
2023$153,900 (+23.42%) Land $81,900 Building $72,000$153,900 (+23.42%) Land $81,900 Building $72,000
2022$3,198.00$124,700 Land $22,800 Building $101,900$124,700 Land $22,800 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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