8512 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 8512 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,390 sqft · built 1952
Lot Size0.128 acres (5,619 sqft)
OwnerIndividual Name on Record
Tax Bill$3,842 (2024)
Deeds & MortgagesJul 2021 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0394-0010

Property Details

APN / Parcel Number

Primary APN001-25-47-0394-0010
Alternative APNs
  • 45-05-33-135-009.000-004
  • 254703940010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area
Basement Area960 sqft
Finished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1995
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,619 sqft (0.128 acres)
Lot Dimensions125 ft deep x 45 ft wide
TerrainRolling
Garage TypeBasement
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0394-0010
Old Parcel Number254703940010
Street Address8512 LOCUST AVE
CityGARY
StateIN
Zip46403-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB. YOUNG'S WOODLANDS L.10 B.5
Legal SubdivisionYOUNGS WOODLANDS
Legal Block5
Legal Lot Number10
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2005
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8512 LOCUST AVE, GARY, IN 46403-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
CENTIER BANK
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTIER BANK
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTIER BANK
Mar 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2019
Deed SaleJul 22, 2019
Prior SaleMar 13, 2018
Deed Document Number2019 045260
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8512 LOCUST AVE, GARY, IN 46403-1415
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8512 LOCUST AVE, GARY, IN 46403-1415

Mortgage

Document Number0000019637
DateJul 26, 2021
Instrument2021-519637
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address8512 LOCUST AVE, GARY, IN 46403-1415
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyMERIDIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030344
DateApr 6, 2021
Instrument2021-030344
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 22, 2019
Property Address8512 LOCUST AVE, GARY, IN 46403-1415
Document Number0000045260
Map ReferenceMB 21 PG 12
Instrument DateJul 16, 2019
Instrument2019 045260
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8512 LOCUST AVE, GARY, IN 46403-1415

Mortgage

Document Number0000045261
DateJul 22, 2019
Instrument2019 045261
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMar 13, 2018
Property Address8512 LOCUST AVE, GARY, IN 46403-1415
Document Number0000016311
Instrument DateFeb 25, 2018
Instrument16311
Transaction TypeTransfer
Record UpdatedApr 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address8512 LOCUST AVE GARY IN 464031415, GARY, IN 46403-1415

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314,000 (+5.87%) Land $91,000 Building $223,000$314,000 (+5.87%) Land $91,000 Building $223,000
2024$3,842.00 (+37.76%)
2023$296,600 (+36.31%) Land $88,200 Building $208,400$296,600 (+36.31%) Land $88,200 Building $208,400
2022$2,789.00 Homeowner's exemption$217,600 Land $24,600 Building $193,000$217,600 Land $24,600 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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