Cook County property record for 853 Park Bluff Cir, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,498 sqft · built 1999 |
| Lot Size | 0.056 acres (2,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,500 (Jun 2019) |
| Tax Bill | $5,613 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-304-018 |
| Primary APN | 06-18-304-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,443 sqft (0.056 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 853 PARK BLUFF CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6835 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARK BL |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 804405 |
Source: Cook County records · APN 06-18-304-018
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 853 PARK BLUFF CIR, ELGIN, IL 60120-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 24, 2019 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Jun 24, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Apr 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2019 |
| Deed Document Number | 201949031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 853 PARK BLUFF CIR, ELGIN, IL 60120-6835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009707228 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2109707228 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2049 |
| Rate | 3% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 24, 2019 |
| Property Address | 853 PARK BLUFF CIR, ELGIN, IL 60120-6835 |
| Document Number | 1917549031 |
| Instrument Date | May 28, 2019 |
| Instrument | 17549031 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 TODD FARM DR #8 ELGIN IL 601231756, 8, ELGIN, IL 60123-1756 |
| Document Number | 1917549032 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 17549032 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 24, 2019 |
| Property Address | 853 PARK BLUFF CIR, ELGIN, IL 60120-6835 |
| Document Number | 1917549030 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 17549030 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 853 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 17, 2018 |
| Property Address | 853 PARK BLUFF CIR, ELGIN, IL 60120-6835 |
| Document Number | 1810718019 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 10718019 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 853 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+43.59%) Land $3,176 Building $24,824 | $280,000 (+43.59%) Land $31,760 Building $248,240 | |
| 2023 | $5,613.00 (+2.92%) | ||
| 2022 | $5,454.00 | $19,500 Land $3,000 Building $16,500 | $195,000 Land $30,000 Building $165,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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