847 Park Bluff Cir, Elgin, IL 60120 Property Records

Cook County property record for 847 Park Bluff Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,294 sqft · built 1999
Lot Size	0.051 acres (2,204 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Oct 2015)
Tax Bill	$4,227 (2023)
Deeds & Mortgages	Aug 2020 Transfer Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-304-048`

Property Details

APN / Parcel Number

Primary APN	`06-18-304-048`
Alternative APNs	`06-18-304-048-0000` `06183040100000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,294 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,204 sqft (0.051 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	847 PARK BLUFF CIR
City	ELGIN
State	IL
Zip	60120-6835
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	PARK BLUFF
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	847 PARK BLUFF CIR, ELGIN, IL 60120-6835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2015 · Amount on Record
Deed Sale	Oct 21, 2015 · Amount on Record
Prior Sale	Nov 24, 2014
Deed Document Number	201550030
Last Transfer Date	Jun 11, 2020
Transfer Doc	0000021176
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 28, 2020
Property Address	847 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	2024121176
Instrument Date	Jun 11, 2020
Instrument	24121176
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	847 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	1704808022
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835

Mortgage

Document Number	1704808022
Date	Feb 17, 2017
Instrument	4808022

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+38.9%) Land $2,865 Building $22,135	$250,000 (+38.9%) Land $28,650 Building $221,350
2023	$4,227.00 (+3.65%)
2022	$4,078.00	$17,999 Land $2,999 Building $15,000	$179,990 Land $29,990 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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