845 Park Bluff Cir, Elgin, IL 60120 Property Records

Cook County property record for 845 Park Bluff Cir, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,294 sqft · built 1999
Lot Size	0.057 acres (2,472 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Sep 2013)
Tax Bill	$5,181 (2023)
Deeds & Mortgages	Jan 2020 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-304-049`

Property Details

APN / Parcel Number

Primary APN	`06-18-304-049`
Alternative APN	`06-18-304-049-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	31 Units
Stories	2 Stories
Building Area	1,294 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,472 sqft (0.057 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	845 PARK BLUFF CIR
City	ELGIN
State	IL
Zip	60120-6835
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	PARK BLUFF
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6859 W BELMONT AVE, CHICAGO, IL 60634-4646
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Quit Claim Deed, Transfer · Line of Credit 5 ARCH FNDG
Apr 19, 2019	Grant Deed, Mortgage HOME ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Oct 19, 1999 · Amount on Record
Deed Document Number	201319032
Last Transfer Date	Dec 30, 2019
Transfer Doc	0000022028
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 10, 2020
Property Address	845 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	2001022028
Instrument Date	Dec 3, 2019
Instrument	1022028
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1209 N ORANGE ST WILMINGTON DE 198011120, WILMINGTON, DE 19801-1120

Mortgage

Document Number	2001006156
Date	Jan 10, 2020
Instrument	1006156

Lender

Name	5 ARCH FNDG
Type	Funding / Finance Company
Address	19800 MACARTHUR BLVD # 1150, IRVINE, CA 92612-8445

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2001006158,
Date	Jan 10, 2020
Instrument	1006158

Lender

Name	5 ARCH FNDG
Type	Funding / Finance Company
Address	19800 MACARTHUR BLVD # 1150, IRVINE, CA 92612-8445

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 19, 2019
Property Address	845 PARK BLUFF CIR, ELGIN, IL 60120-6835
Document Number	1910947010
Instrument Date	Apr 10, 2019
Instrument	10947010
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	845 PARK BLUFF CIR ELGIN IL 601206835, ELGIN, IL 60120-6835

Mortgage

Document Number	1910947010
Date	Apr 19, 2019
Instrument	10947010

Lender

Name	HOME ST BK
Type	Bank
Address	40 GRANT ST, CRYSTAL LAKE, IL 60014-4314

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 18, 2024

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+38.88%) Land $3,214 Building $21,786	$250,000 (+38.88%) Land $32,140 Building $217,860
2023	$5,181.00 (+2.9%)
2022	$5,035.00	$18,001 Land $3,001 Building $15,000	$180,010 Land $30,010 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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