853 Morse St, Findlay, OH 45840 Property Records

Hancock County property record for 853 Morse St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,398 sqft · built 1937
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,300 (Jul 2014)
Tax Bill	$920 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`1011-191-13-016.000`

Property Details

APN / Parcel Number

Primary APN	`1011-191-13-016.000`
Alternative APN	`580000242510`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,453 sqft (0.171 acres)
Lot Dimensions	138 ft deep x 54 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	402 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	853 MORSE ST
City	FINDLAY
State	OH
Zip	45840-6079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS WILLIS J SUB DIV LOT 1
Legal Subdivision	JACOBS WILLIS J SUB
Legal Lot Number	1
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3002
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	853 MORSE ST, FINDLAY, OH 45840-6079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	20145226
Deed Book / Page	2463 / 1127
Prior Transfer Date	Mar 30, 2004
Prior Transfer Doc	0000004676
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	853 MORSE ST, FINDLAY, OH 45840-6079
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 MORSE ST, FINDLAY, OH 45840-6079

Mortgage

Document Number	002623/465
Date	Oct 1, 2025
Book Page	2623/465
Instrument	202500008216

Lender

Name	THE UNION BANK CO
Type	Bank
Address	1500 BRIGHT RD, FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	853 MORSE ST, FINDLAY, OH 45840-6079
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2670/806
Date	Jul 1, 2020
Book Page	2670/806
Instrument	202000006090

Lender

Name	THE UNION BANK CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 (+9.39%)	$30,040 (+26.97%) Land $6,020 Building $24,020	$85,840 (+26.96%) Land $17,210 Building $68,630
2023	$841.00 Homeowner's exemption	$23,660 Land $4,740 Building $18,920
2022			$67,610 Land $13,550 Building $54,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1981–2008)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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