827 Morse St, Findlay, OH 45840 Property Records

Hancock County property record for 827 Morse St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1900
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$135,400 (Feb 2024)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1011-191-13-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-191-13-009.000`
Alternative APN	`580000242550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	932 sqft Living Area
1st Floor Area	596 sqft
2nd Floor Area	336 sqft
Basement Area	260 sqft
Unfinished Basement	260 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	281 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	827 MORSE ST
City	FINDLAY
State	OH
Zip	45840-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS WILLIS J SUB DIV LOT 5
Legal Subdivision	JACOBS WILLIS J SUB
Legal Lot Number	5
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3002
Census Tract	1100

Owner

Source: Hancock County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	827 MORSE ST, FINDLAY, OH 45840-6051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2019	Warranty Deed, Transfer
Aug 29, 2019	Warranty Deed, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	20241262
Deed Book / Page	2609 / 35
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 27, 2024
Property Address	827 MORSE ST, FINDLAY, OH 45840-6051
Document Number	0002609/35
Book / Page	2609 / 35
Instrument Date	Feb 21, 2024
Instrument	202400001262
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 MORSE ST, FINDLAY, OH 45840-6051

Mortgage

Document Number	202400001263
Date	Feb 27, 2024
Instrument	202400001263

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 4, 2020
Property Address	827 MORSE ST, FINDLAY, OH 45840-6051
Document Number	02565/1843
Book / Page	2565 / 1843
Instrument Date	Jan 31, 2020
Instrument	202000001007
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 MORSE ST, FINDLAY, OH 45840-6051

Mortgage

Document Number	202000001008
Date	Feb 4, 2020
Instrument	202000001008

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 22, 2019
Property Address	827 MORSE ST, FINDLAY, OH 45840-6051
Document Number	02663/2467
Book / Page	2663 / 2467
Instrument Date	Nov 8, 2019
Instrument	201900010254
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 FOXFIRE LN, FINDLAY, OH 45840-7137

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 29, 2019
Property Address	827 MORSE ST, FINDLAY, OH 45840-6051
Document Number	02560/5048
Book / Page	2560 / 5048
Instrument Date	Aug 27, 2019
Instrument	201900007303
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 BITTERSWEET DR, FINDLAY, OH 45840-1008

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (+9.37%)	$35,800 (+27%) Land $5,870 Building $29,930	$102,270 (+26.96%) Land $16,760 Building $85,510
2023	$1,003.00 (+0.4%) Homeowner's exemption	$28,190 (-) Land $4,620 Building $23,570
2022	$999.00 Homeowner's exemption	$28,190 Land $4,620 Building $23,570	$80,550 Land $13,200 Building $67,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1981–2008)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2008 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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