851 Morse St, Findlay, OH 45840 Property Records

Hancock County property record for 851 Morse St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,230 sqft · built 1947
Lot Size0.146 acres (6,347 sqft)
OwnerIndividual Name on Record
Tax Bill$1,422 (2025)
Flood ZoneZone AE (high risk)
APN1011-191-13-014.000

Property Details

APN / Parcel Number

Primary APN1011-191-13-014.000
Alternative APN
  • 580000242530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,050 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,347 sqft (0.146 acres)
Lot Dimensions138 ft deep x 46 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address851 MORSE ST
CityFINDLAY
StateOH
Zip45840-6079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACOBS WILLIS J SUB DIV LOT 3
Legal SubdivisionJACOBS WILLIS J SUB
Legal Lot Number3
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3002
Census Tract1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address851 MORSE ST, FINDLAY, OH 45840-6079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,422.00 (+12.95%)$56,550 (+26.91%) Land $5,130 Building $51,420$161,570 (+26.9%) Land $14,670 Building $146,900
2023$1,259.00 Homeowner's exemption Senior Citizen's exemption$44,560 Land $4,040 Building $40,520
2022$127,320 Land $11,550 Building $115,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims17 (1981–2008)
Claims Outside the SFHA1 of 17
Most Recent ClaimFeb 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Watch TV.

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