85242 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85242 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,257 sqft · built 1995
Lot Size	0.236 acres (10,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,500 (Jan 2001)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0088-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0088-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,257 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,298 sqft (0.236 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch
Porch Area	44 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85242 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 88 IN OR 968/406 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS
Legal Lot Number	88
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1002
Census Tract	50304

Owner

Source: Nassau County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85242 SAINT THOMAS ST, YULEE, FL 32097-6612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2001 · Amount on Record
Deed Sale	Jan 25, 2001 · Amount on Record
Deed Document Number	20012141
Deed Book / Page	968 / 406
Prior Transfer Date	May 25, 2000
Prior Transfer Doc	0000001269
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jun 24, 2026
Property Address	85242 SAINT THOMAS ST, YULEE, FL 32097-6612
Document Number	0000018986
Book / Page	2877 / 241
Instrument Date	Jun 14, 2026
Instrument	202618986
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85242 SAINT THOMAS ST, YULEE, FL 32097-6612

Mortgage

Document Number	0000018986,
Date	Jun 24, 2026
Book Page	2877/241
Instrument	202618986

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85242 SAINT THOMAS ST, YULEE, FL 32097-6612
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85242 SAINT THOMAS ST, YULEE, FL 32097-6612

Mortgage

Document Number	0024680827
Date	Jun 7, 2021
Book Page	2468/827
Instrument	202145021116

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+2.02%) Homeowner's exemption	$115,891 (+2.9%)	$216,091 (-8.09%) Land $55,000 Building $161,091
2024	$1,136.00 (+2.53%) Homeowner's exemption	$112,625 (+3%)	$235,117 (+18.88%) Land $50,000 Building $185,117
2023	$1,108.00 (+12.83%) Homeowner's exemption	$109,345 (+3%)	$197,771 (+15.92%) Land $50,000 Building $147,771
2022	$982.00 Homeowner's exemption	$106,160	$170,616 Land $50,000 Building $120,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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