8521 Prospect Ave, Santee, CA 92071 Property Records

San Diego County property record for 8521 Prospect Ave, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 1985
Lot Size	0.102 acres (4,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2013)
Tax Bill	$5,276 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`386-270-49-00`

Property Details

APN / Parcel Number

Primary APN	`386-270-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	4,461 sqft (0.102 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8521 PROSPECT AVE
City	SANTEE
State	CA
Zip	92071-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 TR 010739
Legal Subdivision	SANTEE #4222
Legal Tract	010739
Legal Block	2
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8521 PROSPECT AVE, SANTEE, CA 92071-3667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FED'L SVC
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	2013344569
Last Transfer Date	Jun 14, 2014
Transfer Doc	0000278811
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8521 PROSPECT AVE, SANTEE, CA 92071-3667
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 PROSPECT AVE, SANTEE, CA 92071-3667

Mortgage

Document Number	0000468640
Date	Jun 29, 2021
Instrument	2021-0468640

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8521 PROSPECT AVE, SANTEE, CA 92071-3667
Document Number	0000099616
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8521 PROSPECT AVE SANTEE CA 920713667, SANTEE, CA 92071-3667

Mortgage

Document Number	0000099616
Date	Mar 14, 2018
Instrument	99616

Lender

Name	MISSION FED'L SVC
Address	SAN DIEGO, CA 92191-9023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2038

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8521 PROSPECT AVE, SANTEE, CA 92071-3667
Document Number	0000280765
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8521 PROSPECT AVE SANTEE CA 920713667, SANTEE, CA 92071-3667

Mortgage

Document Number	0000280765
Date	Jun 22, 2017
Instrument	280765

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,167 (+2%) Land $215,486 Building $236,681
2025	$5,276.00 (+4.39%) Homeowner's exemption	$443,302 (+4.04%) Land $211,261 Building $232,041
2023	$5,054.00 (+0.76%) Homeowner's exemption	$426,090 Land $203,058 Building $223,032
2022	$5,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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