8615 Prospect Ave, Santee, CA 92071 Property Records

San Diego County property record for 8615 Prospect Ave, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1959
Lot Size	0.155 acres (6,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Oct 2006)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`386-280-16-00`

Property Details

APN / Parcel Number

Primary APN	`386-280-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,756 sqft (0.155 acres)

Location & Zoning

Street Address	8615 PROSPECT AVE
City	SANTEE
State	CA
Zip	92071-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK D LOT 4 POR TR 000688
Legal Subdivision	FANITA RANCHO
Legal Tract	000688
Legal Block	D
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8615 PROSPECT AVE, SANTEE, CA 92071-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2006 · Amount on Record
Deed Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	2006750348
Prior Transfer Date	Sep 9, 2004
Prior Transfer Doc	0000886507
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8615 PROSPECT AVE, SANTEE, CA 92071-3612
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 5 PROSPECT AVE, SANTEE, CA 92071

Mortgage

Document Number	0000536381
Date	Jul 28, 2021
Instrument	2021-0536381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	8615 PROSPECT AVE, SANTEE, CA 92071-3612
Document Number	0000321173
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8615 PROSPECT AVE SANTEE CA 920713612, SANTEE, CA 92071-3612

Mortgage

Document Number	0000321173
Date	Jul 17, 2017
Instrument	321173

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 16, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.2%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,996 (+2%) Land $303,362 Building $259,634
2025	$6,549.00 (+4.37%) Homeowner's exemption	$551,958 (+4.04%) Land $297,414 Building $254,544
2023	$6,275.00 (+0.74%) Homeowner's exemption	$530,526 Land $285,866 Building $244,660
2022	$6,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures