8520 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 8520 Fingerboard Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2015)
Tax Bill	$3,869 (2024)
Flood Zone	Zone X (minimal risk)
APN	`07-205198`

Property Details

APN / Parcel Number

Primary APN	`07-205198`
Alternative APNs	`7205198` `205198`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,117 sqft
1st Floor Area	1,392 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	205198
Street Address	8520 FINGERBOARD RD
City	FREDERICK
State	MD
Zip	21704-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1/2 AC E/S R. 80 NR. RHODERICK RD.
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1009
Census Tract	752201

Owner

8520 Fingerboard Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8520 FINGERBOARD RD, FREDERICK, MD 21704-7617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Oct 6, 2008
Deed Book / Page	10810 / 19
Prior Transfer Date	Mar 28, 2012
Prior Transfer Doc	0088910147
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,533	$412,000 Land $193,200 Building $218,800
2024	$3,869.00 (+8.74%)
2023	$3,558.00	$296,100	$312,300 Land $133,100 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8520 Fingerboard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8520 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20