Frederick County property record for 8433 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,330 sqft · built 1990 |
| Lot Size | 3.46 acres (151,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Apr 2025) |
| Tax Bill | $9,092 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-197020 |
| Primary APN | 07-197020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,330 sqft Living Area |
| 1st Floor Area | 3,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 151,153 sqft |
| Garage Type | Detached |
| Garage Area | 910 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 1,380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 197020 |
|---|---|
| Street Address | 8433 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 46 SECT 6 3.478 A FINGERBOARD RD URBANA OVERLOOK |
| Legal Subdivision | URBANA OVERLOOK |
| Legal Lot Number | 46 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 752201 |
8433 Fingerboard Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8433 FINGERBOARD RD, FREDERICK, MD 21704-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | May 14, 2024 · Amount on File |
| Deed Book / Page | 17303 / 436 |
| Prior Transfer Date | Oct 22, 2015 |
| Prior Transfer Doc | 0108490017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 4, 2021 |
| Property Address | 8433 FINGERBOARD RD, FREDERICK, MD 21704-7618 |
| Document Number | 0154640359 |
| Book / Page | 15464 / 359 |
| Map Reference | MB 31 PL 23 |
| Instrument Date | Oct 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3305 IVY MEADOW DR, 3305, FREDERICK, MD 21704-7075 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8433 FINGERBOARD RD, FREDERICK, MD 21704-7618 |
| Document Number | 15464367 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 15464/367 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 8433 Fingerboard Rd was $9,092 with a homeowner's exemption, up 7% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,467 (+5.81%) | $817,000 (-) Land $254,000 Building $563,000 | |
| 2025 | $9,092.00 (+7.03%) | $731,933 | $817,000 Land $254,000 Building $563,000 |
| 2024 | $8,495.00 (+13.27%) | ||
| 2023 | $7,500.00 | $627,367 | $689,400 Land $187,300 Building $502,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8433 Fingerboard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8433 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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